P.A.Y.
P.A.Y. Payroll All YearBenefit Guide

Official sources · payroll review · employee help

Garnishments, liens & protected pay

Understand the order. Check the source. Explain the pay impact.

Checked 11/03/2026. This learning guide does not process a real order or determine anyone’s exemption. State entries link to official sources; state calculation rules are not automated.

Start with the kind of order

Ordinary creditor debt, support, tax levies, administrative debt and bankruptcy directions need separate review. A lien alone does not tell payroll what to withhold.

Identify the order before doing the math

An ordinary creditor garnishment, support withholding, federal nontax administrative order, tax levy and bankruptcy-related payroll direction do not share one rule. A recorded lien alone is not interchangeable with a wage-withholding instruction. Start with the actual issuing authority and document.

Disposable earnings is different from take-home pay

For ordinary CCPA purposes, start with covered earnings and subtract deductions required by law. Voluntary health/life premiums and employee retirement contributions usually do not reduce this base. A deduction can change a tax base without being deductible again for CCPA. Specialized employment/order rules need separate authority.

The federal ordinary-garnishment ceiling

For weekly ordinary garnishment, compare 25% of disposable earnings with the amount above 30 times the federal minimum hourly wage; use the smaller nonnegative amount. At the checked $7.25 federal rate, the weekly protected threshold is $217.50. This is a ceiling, not an instruction to withhold it automatically. State law may protect more.

Pay frequency changes the comparison

At the checked federal rate, the threshold is $435 for biweekly, $471.25 for semimonthly and $942.50 for monthly earnings. Biweekly and semimonthly are different intervals. Review the rule’s treatment of the actual payment period rather than dividing a monthly amount by two.

Federal administrative debt has its own definition

For Treasury administrative wage garnishment, health insurance premiums are included in permitted deductions when determining disposable pay. The ordinary rule can therefore produce a different base. A single AWG generally uses a 15% limit plus its protected-pay test; other orders, notice and hardship provisions require separate review.

A tax levy is not the ordinary 25% calculation

Use the applicable IRS wage levy and the year-specific Publication 1494. Its exemption depends on the statement’s filing status, dependents, payment interval and additional standard deduction. The current PDF says 2026 even though its revision is December 2025. No 2027 table is verified here.

Several orders require an allocation review

The CCPA does not supply a universal first-to-arrive priority list. Compare order type, issuing authority, governing state/federal provisions, relevant dates, amounts already withheld and any applicable stay. Ask the issuing authority or qualified counsel to resolve a conflict; do not stack a full ceiling for every order.

A bankruptcy notice needs prompt, specific review

A bankruptcy filing can stay collection, while support obligations and court/trustee directions can have different treatment. Confirm the actual case notice, chapter, scope and instructions before changing payroll. A generic bankruptcy label does not justify stopping or continuing every deduction.

Protect the person and the audit trail

Handle notices privately and explain the pay-statement deduction without judging the employee. Federal CCPA protection applies to discharge over a single debt; state protections can differ. Keep the source, calculation, remittance and authorized changes traceable.

Choose the guidance you need

  1. Log and validate the notice

    Record the order type, issuer, case/reference, receipt and effective dates, response deadline, pay frequency, amount and remittance destination. Check the document through an independently verified official contact if anything conflicts.

  2. Confirm the governing rules

    Open the relevant federal source and state entry. Separate legally required deductions from voluntary benefits, and document any specialized rule. Confirm the applicable effective-date version.

  3. Review existing orders together

    List existing support, levy, administrative, creditor and bankruptcy instructions. Document the authority for priority and allocation. Seek clarification when facts conflict; do not manufacture a universal order hierarchy.

  4. Build a reproducible calculation

    Show covered earnings, each permitted deduction, disposable base, comparison amounts, actual order amount, prior withholding, lawful fees and remaining balance. Have another reviewer check the setup.

  5. Explain the employee’s next steps

    State which issuer sent the notice, when payroll expects the deduction and how the employee can obtain the order or challenge it with the proper authority. Payroll can explain its processing; it cannot resolve the underlying debt.

  6. Reconcile every remittance

    Match the payroll register to the payment and case allocation, and retain confirmation. Review bonus/off-cycle pay, insufficient earnings, leave, termination and any lawful release or modification before the next payroll.

See the difference in a worked example

These fictional examples use fixed assumptions. They do not determine what a real order permits. State rules, special employment situations and competing orders need their own review.

Voluntary benefits do not automatically lower the ordinary base

The assumed taxes/legally required amounts are $200; no tax calculation is invented. Health $100, voluntary 401(k) $50 and charity $25 remain separate take-home deductions. The example assumes an ordinary $200 order, no competing orders and no more-protective state rule.

Gross earnings$1,000.00
Assumed legally required deductions$200.00
Voluntary health premium$100.00
Voluntary 401(k)$50.00
Voluntary charity$25.00
Disposable base$800.00
Percentage comparison$200.00
Excess-over-threshold comparison$582.50
Federal ordinary ceiling$200.00
Take-home before this order$625.00
Take-home after the assumed order$425.00

Find an official source

All 50 states and D.C. have a linked state entry and a verified page in the federal child-support reference. Source update dates and today’s link check are shown separately. Some links have access or coverage limits.

113 matching official resources

Alabama

Alabama court garnishment forms

State court forms and exemption notices; current form choice must be confirmed.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Alabama court garnishment forms

Alabama

Alabama child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/24/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Alabama child-support withholding reference

Alaska

Alaska collecting a debt guide

Court guidance on collecting a judgment, including execution/garnishment process.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Alaska collecting a debt guide

Alaska

Alaska child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 06/12/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Alaska child-support withholding reference

Arizona

Arizona §12-1598.16 garnishment forms

Statutory earnings-garnishment forms and explanations.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Arizona §12-1598.16 garnishment forms

Arizona

Arizona child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/17/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Arizona child-support withholding reference

Arkansas

Sebastian County district-court forms

Official county forms include a garnishment form. County procedure is not a statewide legal summary.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Sebastian County district-court forms

Arkansas

Arkansas child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 09/15/2026

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Arkansas child-support withholding reference

California

California wage garnishment self-help

Court self-help, employer withholding and exemption process.

Content check unavailable

Link checked 11/03/2026

Official link located, but source content was unavailable to this reader. No fresh legal-content verification is claimed. Use the accessible federal state-support reference for support orders.

California wage garnishment self-help

California

California child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

California child-support withholding reference

Colorado

Colorado garnishment of wages

Judicial guidance and wage-garnishment forms.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Colorado garnishment of wages

Colorado

Colorado child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Colorado child-support withholding reference

Connecticut

Connecticut wage execution exemption/modification form

Official exemption/modification form. Reader access may differ from this research browser.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Connecticut wage execution exemption/modification form

Connecticut

Connecticut child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Connecticut child-support withholding reference

Delaware

Delaware Court of Common Pleas judgments

Court wage-attachment and judgment-collection guidance.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Delaware Court of Common Pleas judgments

Delaware

Delaware child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Delaware child-support withholding reference

District of Columbia

D.C. §16-572 attachment of wages

Statute addressing wage-attachment limitations and priority.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

D.C. §16-572 attachment of wages

District of Columbia

District of Columbia child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

District of Columbia child-support withholding reference

Florida

Florida §222.11 wage exemptions

Official statute on exemption of wages from garnishment.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Florida §222.11 wage exemptions

Florida

Florida child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Florida child-support withholding reference

Georgia

Gwinnett County garnishment forms

Official county packets and statutory-form guidance; confirm filing court requirements.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Gwinnett County garnishment forms

Georgia

Georgia child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/28/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Georgia child-support withholding reference

Hawaii

Hawaii Chapter 652 garnishment

Official chapter index for garnishment statutes.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Hawaii Chapter 652 garnishment

Hawaii

Hawaii child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/03/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Hawaii child-support withholding reference

Idaho

Idaho claim of exemption

Official claim form includes wage exemptions; displayed revision 05/04/2020. Confirm required current packet with issuing court.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Idaho claim of exemption

Idaho

Idaho child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Idaho child-support withholding reference

Illinois

Illinois 735 ILCS 5/12-803 wage deduction

Official wage-deduction exemption statute.

Content check unavailable

Link checked 11/03/2026

Official link located, but source content was unavailable to this reader. No fresh legal-content verification is claimed. Use the accessible federal state-support reference for support orders.

Illinois 735 ILCS 5/12-803 wage deduction

Illinois

Illinois child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Illinois child-support withholding reference

Indiana

Allen County small-claims garnishment forms

Official county reduction-motion and wage-withholder resources; not a statewide calculation rule.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Allen County small-claims garnishment forms

Indiana

Indiana child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/17/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Indiana child-support withholding reference

Iowa

Iowa §642.21 exemption from net earnings

Official code section on earnings exemptions.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Iowa §642.21 exemption from net earnings

Iowa

Iowa child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/24/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Iowa child-support withholding reference

Kansas

Kansas §61-3507 earnings garnishment

Official 2025–2026 statute page; compare related definitions and orders.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Kansas §61-3507 earnings garnishment

Kansas

Kansas child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Kansas child-support withholding reference

Kentucky

Kentucky §427.010 exempt property and earnings

Official statutory exemption provision.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Kentucky §427.010 exempt property and earnings

Kentucky

Kentucky child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 12/09/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Kentucky child-support withholding reference

Louisiana

Louisiana R.S. 13:3881 exemptions

Official seizure/earnings exemption provision.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Louisiana R.S. 13:3881 exemptions

Louisiana

Louisiana child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Louisiana child-support withholding reference

Maine

Maine Title 14 §3127 installment payments

Court installment-payment and earnings-protection statute; not a universal garnishment calculator.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Maine Title 14 §3127 installment payments

Maine

Maine child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Maine child-support withholding reference

Maryland

Maryland Commercial Law §15-601.1

Official wage-garnishment exemption statute.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Maryland Commercial Law §15-601.1

Maryland

Maryland child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 05/15/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Maryland child-support withholding reference

Massachusetts

Massachusetts law about wage garnishment

Official Trial Court Law Libraries legal-source guide.

Content check unavailable

Link checked 11/03/2026

Official link located, but source content was unavailable to this reader. No fresh legal-content verification is claimed. Use the accessible federal state-support reference for support orders.

Massachusetts law about wage garnishment

Massachusetts

Massachusetts child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 07/31/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Massachusetts child-support withholding reference

Michigan

Michigan MC 14 garnishee disclosure

Official employer/garnishee disclosure form; check current stock and applicable writ.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Michigan MC 14 garnishee disclosure

Michigan

Michigan child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/18/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Michigan child-support withholding reference

Minnesota

Minnesota §571.922 wage levy exemptions

Official garnishment restrictions/exemptions statute.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Minnesota §571.922 wage levy exemptions

Minnesota

Minnesota child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Minnesota child-support withholding reference

Mississippi

Mississippi child-support employer guide

Official income-withholding employer resource. Ordinary-creditor state rule is not verified in this directory.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Mississippi child-support employer guide

Mississippi

Mississippi child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Mississippi child-support withholding reference

Missouri

Missouri §525.030 garnishment withholding

Official statute addressing exempt persons and withholding.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Missouri §525.030 garnishment withholding

Missouri

Missouri child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/25/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Missouri child-support withholding reference

Montana

Montana §25-13-614 earnings of judgment debtor

2025 MCA official earnings exemption section.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Montana §25-13-614 earnings of judgment debtor

Montana

Montana child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 08/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Montana child-support withholding reference

Nebraska

Nebraska §25-1558 garnishment limitations

Official disposable-earnings garnishment statute.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Nebraska §25-1558 garnishment limitations

Nebraska

Nebraska child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 06/11/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Nebraska child-support withholding reference

Nevada

Nevada Chapter 31 attachment and garnishment

Official chapter includes §§31.295 and 31.2955 earnings rules.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Nevada Chapter 31 attachment and garnishment

Nevada

Nevada child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Nevada child-support withholding reference

New Hampshire

New Hampshire §512:21 list of exemptions

Official trustee-process exemptions statute.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

New Hampshire §512:21 list of exemptions

New Hampshire

New Hampshire child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/24/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

New Hampshire child-support withholding reference

New Jersey

New Jersey wage-execution packet

Judiciary Special Civil Part wage-execution forms and instructions.

Content check unavailable

Link checked 11/03/2026

Official link located, but source content was unavailable to this reader. No fresh legal-content verification is claimed. Use the accessible federal state-support reference for support orders.

New Jersey wage-execution packet

New Jersey

New Jersey child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

New Jersey child-support withholding reference

New Mexico

New Mexico Third Judicial District judgment guides

Official district-court page links collection guides before/after July 1, 2023. Select the guide matching case date; no statewide formula asserted.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

New Mexico Third Judicial District judgment guides

New Mexico

New Mexico child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

New Mexico child-support withholding reference

New York

New York CPLR 5231 income execution

Official income-execution statute; review version and applicable subdivisions.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

New York CPLR 5231 income execution

New York

New York child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 05/14/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

New York child-support withholding reference

North Carolina

North Carolina §1-362 property execution

Official execution provision includes earnings-related protection; not a claim all order types are prohibited.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

North Carolina §1-362 property execution

North Carolina

North Carolina child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

North Carolina child-support withholding reference

North Dakota

North Dakota Chapter 32-09.1 garnishment

Official definitions, restrictions and procedure chapter.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

North Dakota Chapter 32-09.1 garnishment

North Dakota

North Dakota child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/24/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

North Dakota child-support withholding reference

Ohio

Ohio §2716.05 garnishment form/procedure

Official personal-earnings garnishment section.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Ohio §2716.05 garnishment form/procedure

Ohio

Ohio child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/08/2026

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Ohio child-support withholding reference

Oklahoma

Oklahoma continuing lien on earnings

Official court-network statute on continuing earnings garnishment and definitions.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Oklahoma continuing lien on earnings

Oklahoma

Oklahoma child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 02/24/2026

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Oklahoma child-support withholding reference

Oregon

Oregon Chapter18 judgments/garnishment

Official 2025 edition includes garnishment and earnings exemptions; review later session laws.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Oregon Chapter18 judgments/garnishment

Oregon

Oregon child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Oregon child-support withholding reference

Pennsylvania

Pennsylvania Title 42 §8127 personal earnings

Official earnings exemption and enumerated exception statute.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Pennsylvania Title 42 §8127 personal earnings

Pennsylvania

Pennsylvania child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 09/19/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Pennsylvania child-support withholding reference

Rhode Island

Rhode Island §9-26-4.1 earnings exemption

Official wage-garnishment exemption section.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Rhode Island §9-26-4.1 earnings exemption

Rhode Island

Rhode Island child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Rhode Island child-support withholding reference

South Carolina

South Carolina Chapter 15-35 judgments

Official judgment chapter including earnings/execution provisions; order-specific exceptions require review.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

South Carolina Chapter 15-35 judgments

South Carolina

South Carolina child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

South Carolina child-support withholding reference

South Dakota

South Dakota §21-18-51 maximum garnishment

Official earnings restriction provision.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

South Dakota §21-18-51 maximum garnishment

South Dakota

South Dakota child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/29/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

South Dakota child-support withholding reference

Tennessee

Tennessee execution/garnishment debtor notice

Official court notice about property seizure and exemption claims.

Content check unavailable

Link checked 11/03/2026

Official link located, but source content was unavailable to this reader. No fresh legal-content verification is claimed. Use the accessible federal state-support reference for support orders.

Tennessee execution/garnishment debtor notice

Tennessee

Tennessee child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Tennessee child-support withholding reference

Texas

Texas Civil Practice Chapter63 garnishment

Official general garnishment chapter; not a substitute for support/tax-specific law.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Texas Civil Practice Chapter63 garnishment

Texas

Texas child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Texas child-support withholding reference

Utah

Utah writ of garnishment guide

Official court instructions, forms and challenge process.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Utah writ of garnishment guide

Utah

Utah child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 04/28/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Utah child-support withholding reference

Vermont

Vermont Title 12 §3170 earnings exemptions

Official trustee-process earnings exemption section.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Vermont Title 12 §3170 earnings exemptions

Vermont

Vermont child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 05/21/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Vermont child-support withholding reference

Virginia

Virginia §34-29 disposable earnings

Official page contains versions effective until July 1, 2027 and from July 1, 2027. Select the version applicable to the earnings date; no Virginia amount is automated here.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Virginia §34-29 disposable earnings

Virginia

Virginia child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/27/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Virginia child-support withholding reference

Washington

Washington RCW 6.27.150 earnings exemption

Official earnings exemption statute; debt categories and effective versions matter.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Washington RCW 6.27.150 earnings exemption

Washington

Washington child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 05/06/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Washington child-support withholding reference

West Virginia

West Virginia §38-5A-3 suggestee execution

Official execution-against-wages statute; compare consumer-credit provisions where relevant.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

West Virginia §38-5A-3 suggestee execution

West Virginia

West Virginia child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 05/12/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

West Virginia child-support withholding reference

Wisconsin

Wisconsin earnings-garnishment forms

Official circuit-court forms include debtor response, exemptions and employer answers.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Wisconsin earnings-garnishment forms

Wisconsin

Wisconsin child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 08/04/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Wisconsin child-support withholding reference

Wyoming

Wyoming garnishment self-help

Official judicial guide, definitions, examples and forms.

Official source lookup

Link checked 11/03/2026

Source opened; no state calculation, exemption entitlement, priority or legal conclusion has been encoded.

Wyoming garnishment self-help

Wyoming

Wyoming child-support withholding reference

Federal child-support agency’s state entry: employer timing, deductions, allocation, fees and state citations. Read the source for the applicable order; no state values copied into this tool.

Official source lookup

Link checked 11/03/2026 · Agency entry updated 03/22/2025

State entry update date is not a claim that every rule was newly reviewed today. PDF page positions can change; use Find for the full state name if necessary.

Wyoming child-support withholding reference

Federal / nationwide reference

DOL Fact Sheet 30: wage-garnishment protections

Definitions, legally required deductions, ordinary/support limits, more-protective state law and single-debt discharge protection.

Federal learning reference

Link checked 11/03/2026

December 2024

DOL Fact Sheet 30: wage-garnishment protections

Federal / nationwide reference

29 CFR 870.10: ordinary garnishment limits

Federal ordinary-garnishment ceiling and conversion for pay intervals.

Federal learning reference

Link checked 11/03/2026

Title 29 displayed current through 10/29/2026

29 CFR 870.10: ordinary garnishment limits

Federal / nationwide reference

29 CFR 870.11: exceptions and competing orders

Support/tax/bankruptcy distinctions and interaction of withheld amounts. CCPA does not create a general priority hierarchy.

Federal learning reference

Link checked 11/03/2026

Title 29 displayed current through 10/29/2026

29 CFR 870.11: exceptions and competing orders

Federal / nationwide reference

DOL Field Operations Handbook, Chapter 16

Detailed CCPA interpretation, including specialized federal-employee deduction situations. Review the applicable specialized federal-employee deduction provision and the underlying law.

Federal learning reference

Link checked 11/03/2026

Handbook chapter; consult current page and underlying law

DOL Field Operations Handbook, Chapter 16

Federal / nationwide reference

31 CFR 285.11: federal administrative wage garnishment

Federal nontax debt, disposable-pay definition, withholding restrictions, notice/hearing, hardship and competing-order provisions.

Federal learning reference

Link checked 11/03/2026

Current eCFR provision checked 11/03/2026

31 CFR 285.11: federal administrative wage garnishment

Federal / nationwide reference

Treasury administrative wage-garnishment questions

Employee-facing explanation of federal administrative collections, pay protection and review options.

Federal learning reference

Link checked 11/03/2026

Current public page checked 11/03/2026

Treasury administrative wage-garnishment questions

Federal / nationwide reference

IRS Publication 1494: 2026 levy-exempt amounts

2026 wage-levy exemption tables by pay period, filing status, dependents and additional standard deduction.

Federal learning reference

Link checked 11/03/2026

Rev. 12/2025; explicitly for 2026

IRS Publication 1494: 2026 levy-exempt amounts

Federal / nationwide reference

IRS information about wage levies

Wage levy, statement of dependents/filing status, bonus and pre-existing child-support issues.

Federal learning reference

Link checked 11/03/2026

Current public page checked 11/03/2026

IRS information about wage levies

Federal / nationwide reference

Federal state income-withholding reference guide

All 50 states and D.C. state entries with agency-reported update dates and citations.

Federal learning reference

Link checked 11/03/2026

71-page public reference checked 11/03/2026

Federal state income-withholding reference guide

Federal / nationwide reference

U.S. Courts: bankruptcy cases and the stay

General explanation of bankruptcy and collection stays; not an instruction to stop every order.

Federal learning reference

Link checked 11/03/2026

Current public page checked 11/03/2026

U.S. Courts: bankruptcy cases and the stay

Federal / nationwide reference

U.S. Courts: Chapter 13 basics

Chapter 13 process, plan/trustee and obligations including support; case-specific direction remains necessary.

Federal learning reference

Link checked 11/03/2026

Current public page checked 11/03/2026

U.S. Courts: Chapter 13 basics

What this directory covers