One free account / Four ways to use it
Choose how
you use P.A.Y.
Make sense of your paycheck, build payroll knowledge or find resources for your team. All four account options are free.
These are role choices, not levels to climb. You can compare them here without signing in, then choose the role that fits you in your profile.
Start with what brings you here
The same free foundation.
A starting point that fits.
Free account
Employee of a company
For understanding your own pay, deductions, benefits, W-2 and W-4.
- A focused employee home and everyday pay explanations.
- The common free tools and learning resources below.
- Show all learning resources whenever you want more navigation.
This role does not connect to your employer’s payroll records.
Choose employee view →
Free account
Payroll professional
For learning or working in payroll, from a first payroll responsibility to deeper review work.
- All common free member features.
- The detailed professional benefit and imputed-income guide.
- Available published professional reviewed answers.
Your role is self-declared. It is not a credential or a course pass.
Choose payroll view →
Free account
HR / People / Benefits
For understanding how people and benefits decisions connect with payroll.
- All common free member features.
- The same detailed professional benefit guide as the payroll role.
- Available published professional reviewed answers.
Selecting this role does not verify professional qualifications.
Choose HR / People view →
Free account
Employer / company admin
For finding employer resources, planning payroll responsibilities and exploring hiring support.
- All common free member features.
- Public employer guides and paid hiring-product previews.
- Everyday employee pay explanations for useful context.
This creates no employee records, company payroll access or team seats. Full hiring packets require a separate paid license.
Choose employer view →
Available free member features
What changes with your role?
The common features are available after sign-in and an accepted free profile. On smaller screens, scroll the comparison sideways. Reviewed answers appear where published; a request does not guarantee a personal response.
Free account features by saved role| Feature | Employee | Payroll | HR / People | Employer |
| Everyday paycheck guides and educational calculators | Included | Included | Included | Included |
| Career explorer and blank résumé templates | Included | Included | Included | Included |
| Source resources, planning tools and AI prompt library | Included | Included | Included | Included |
| Payroll job search, community and feature ideas | Included | Included | Included | Included |
| Free learning samples and public product previews | Included | Included | Included | Included |
| Detailed professional benefit / imputed-income guide | Not in this role | Included | Included | Not in this role |
| Available published reviewed answers | General guidance | General + professional | General + professional | General guidance |
The employer choice is not a higher access tier than payroll or HR. Choose the role that matches your use. Professional guide access follows the role saved in your profile.
Experience is separate
Your experience is a description.
New to payroll, processor, analyst / specialist, manager / leader, business owner and not applicable / other describe your background. They do not unlock features, award credentials or make you the site owner.
You can edit your role and experience in My profile. Changes take effect after you explicitly save; choosing a card here never changes an existing profile.
Email is optional
Your account works with email off.
Newsletter and promotional email are separate, voluntary choices. Both can stay off. Your role, experience and state do not turn on either preference.
Open the P.A.Y. sign-in page, review the member terms and privacy notice, then save your free profile. The sign-in page shows the currently enabled methods; email codes and Google are available only when configured. Use only the information needed for your account.
Open My profile →
Separate paid products
A free profile is not a paid license.
Full Academy levels and assessments, protected employer hiring packets, standalone learning downloads, custom services and Annual Desk membership have their own paid scopes. Planned certificate programs will also require a separate learning license and completion evidence. Their ordering or enrollment is not open. Role and experience choices do not unlock them.
Merchandise is available through the public store. You can browse without a P.A.Y. account; purchases use the merchant’s current prices, delivery and checkout terms.
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